Information and Insight for Injured Iowans

     Don’t you hate it when you underestimate your expenses? Not only can this happen to your monthly budget, but also in your motorcycle accident claim. In Cedar Rapids, Iowa, we have seen insurance companies try to settle claims with offers that barely cover a motorcycle accident victim’s expenses. We want to protect these injured bikers from losing money that should be theirs.

Insurance company representatives will sometimes try to convince an injured biker to quickly settle his or her personal injury claim by throwing out a settlement figure that – at first glance—might seem fair. What they often do not mention is that the motorcycle accident victim may not be entitled to keep all of that money.

     Often an injured biker has had medical bills or lost wages paid by his or her:

·         Health insurance company

·         Auto insurance company (“medical payment coverage”)

·         Short-term disability insurance company

·         Employer’s  worker’s compensation company

     Almost all of the insurance policies described above require an injured biker to pay back any amounts received if the injured biker receives a settlement with the negligent driver or his or her insurance company. This legal obligation which is known as “subrogation” can leave an injured biker with little or nothing after a settlement. We protect our clients from the shock of subrogation by always advising out clients about how much of any settlement offer they will actually be able to put in their pockets. We also work to reduce our client’s subrogation obligations whenever possible before a settlement is reached.

To learn other ways to protect your rights as a motorcycle accident victim, go to Iowa Motorcycle Accident Facts to download a free 35-page guide.