Information and Insight for Injured Iowans

The thought of being in a truck accident can cause most of us to cringe. But imagine an even worse scenario: you have to pay for the entire medical and repair bill yourself, even though it wasn’t your fault. Many folks in Iowa believe the myth that if the truck accident wasn’t your fault, somebody else must compensate you for your injuries, and that is just not a guarantee.

     Being able to prove that you have a legitimate personal injury claim after a tractor trailer accident does not necessarily mean that you will be fairly compensated. There also has to be a responsible party with the ability to pay. Any one of the following scenarios can have a negative impact on a semi accident victim’s ability to receive fair compensation:

·         When the negligent truck driver has no insurance

·         When the negligent semi driver does not have assets that can be seized to pay for the accident victim’s damages

·         When the negligent tractor trailer driver does not have enough insurance to cover all of the accident victim’s damages

     That is why it is so important to have sufficient uninsured/underinsured motorist coverage as part of your auto insurance policy. Without it, you and your family may be saddled with a lifetime of medical bills and lost wages after a truck accident.  Many trucks that cross state lines are adequately insured.  Some may not be.

     For the truth behind more dangerous myths about Iowa truck accident claims, download a free 35-page guide at Iowa Truck Accident Facts.