Information and Insight for Injured Iowans

     Most car accident victims will receive a request from an insurance company to sign a medical release form.  Often, an insurance company representative will suggest that his or her company cannot start paying medical bills until it receives a signed medical release. Do not be bullied into signing one of these forms.
     The first thing to realize is that the other driver’s insurance company is not likely to pay any medical bills until you are willing to settle your case once and for all. Signing a medical release or any other insurance company document is not likely to change that. An insurance company is eventually entitled to review records of any medical treatment for which you ask to be reimbursed. In our experience, however, most medical release forms are written in such a way that they give the insurance company access to all of your medical records – even records that are unrelated to your accident injuries.

     Often insurance companies will then turn around and use your pre-accident health history as justification for making a low settlement offer. Our firm protects our clients from this tactic in a number of ways:

·         We advise our clients to avoid giving an insurance company a signed medical release until we have reviewed your medical records first

·         If our review uncovers items in your medical history that may impact your claim, we make sure that you know about them before the insurance company does

·         When we do provide the insurance company with a signed medical release, we make sure that the release only applies to relevant medical treatment

     To learn more ways to protect yourself from unfair insurance company tactics, go to Iowa Car Accident Facts to download a free 35-page guide.

     If you have any questions or immediate concerns, do not hesitate to contact us

toll-free: 1-888-546-6529.  We will do our best to answer your questions and there is no fee for an initial consultation.